Congratulations, on discovering your residence in the town of La Verne, California! Amidst the whirlwind of offers, inspections and negotiations you now stand at the threshold of a chapter becoming a homeowner!
At Mr. And Mrs. La Verne Real Estate we recognize that the closing phase can be daunting. Fret not! We’re here to lead you through each stage ensuring an successful transition into your La Verne sanctuary.
Before Closing:
Loan Approval: Your lender will furnish a loan commitment letter detailing the loan terms, interest rate and closing expenses. Review this document diligently.
Title Insurance: Safeguard yourself against any ownership disputes by obtaining title insurance. Your real estate agent or attorney will assist you in navigating this procedure.
Homeowners Insurance: Secure homeowners insurance to closing. Explore quotes to secure coverage at a competitive price.
Final Walk Through: Conduct an inspection of the property before closing to verify that everything aligns with the agreed upon condition, in the sales agreement.
Closing Day:
Closing Venue: Typically held at either a title companys office or an attorneys office.
Prepare yourself to put your signature on paperwork, which will include the loan agreements, title documents and the sales contract.
Your real estate agent or lawyer will walk you through each document before you sign them.
When its time, for the closing make sure to bring a cashiers check or arrange a wire transfer to cover all the closing costs.
These costs typically encompass loan origination fees, title insurance, escrow fees and prorated property taxes.
After all the paperwork is signed and payments are settled you’ll be handed the keys to your abode! Congratulations on becoming a homeowner in La Verne!
Some advice:
Take your time going over everything; Feel free to ask questions and carefully review all documents before putting pen to paper.
Remember your identification; Have a government issued ID with you during the closing.
Have your agent by your side; Your real estate agent will support you. Address any queries you may have during the closing proceedings.
Why opt for Mr. And Mrs. La Verne Real Estate?
At Mr. And Mrs. La Verne Real Estate we’re more than real estate agents – we’re supporters of La Verne! With many years of experience under our belts we possess an in depth knowledge of the La Verne market and a strong commitment, to helping individuals fulfill their dreams of homeownership.
We’ll be there, with you through every stage of the journey from discovering your home to handling the steps.
Are you prepared to become a homeowner in La Verne?
Get in touch with Mr. And Mrs. La Verne Real Estate now! We are excited about assisting you in transforming the dream of owning a home into a reality, in La Verne.
